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Transformer sizing calculator

To size a transformer, add up the load in kVA, divide by 0.8 so it runs at no more than 80% of its rating, and round up to the next standard size. A 208 V three-phase load drawing 50 A is 18 kVA, which becomes 22.5 kVA with the margin, so you buy a 30 kVA unit. The calculator does this for a list of loads in amps, kW, kVA or motor horsepower, single-phase or three-phase.

Updated October 12, 2026

Calculator
Supply
Phase
The secondary: what the equipment runs on
The primary. Optional
Loads

Amps are per line at the load voltage. kW lines are divided by their power factor (blank = 1.0, a resistive load). Motors count at the minimum transformer kVA in Eaton's and Acme's selection tables, up to 200 hp three-phase and 10 hp single-phase; above that, at running kVA from the federal minimum efficiency (85% where no table applies) and a power factor of 0.85. With a three-phase transformer, a single-phase load is counted on all three phases so no phase is overloaded, as Acme's guide does.

Margin
Your call: loads you expect to add
45 kVA three-phase transformer.
Transformer size45 kVA three-phase

Connected load 30.6 kVA → / 0.8 for 80% loading = 38.3 kVA

Load current84.97 AAt 208 V
Rated secondary124.9 AFull-load current of the size
Rated primary54.13 AAt 480 V
Loaded to68%Connected load, today
Harmonic loads: K-factor

Drives, electronic ballasts, computers and UPS units draw harmonic current that heats a standard transformer. Enter each harmonic's current as a percent of the load current, from a power quality meter or the equipment maker. K = the sum of (Ih)² x h².

Enter the harmonic currents to see the K-factor.

Starting a large motor across the line draws several times its running current for a few seconds. If one motor is a big share of the transformer, check the voltage dip with the motor and transformer makers.

Runs in your browser; nothing is uploaded. A planning aid: a licensed electrician or engineer signs off on the installation.

How the calculator sizes it

  1. Each load becomes kVA. Amps use the load voltage (V x A, times 1.732 for three-phase). kW is divided by its power factor. Motors in horsepower take the minimum transformer kVA from Eaton’s and Acme’s motor selection tables (to 200 hp three-phase and 10 hp single-phase); above that, hp x 0.746 / efficiency / power factor with the federal minimum efficiency and a power factor of 0.85.

  2. Single-phase loads on a three-phase transformer are counted on every phase, so no one phase is overloaded. Acme’s worked example: a 28.2 kVA motor plus a 4 kW single-phase heater needs 28.2 + 4 + 4 + 4 = 40.2 kVA, so a 45 kVA unit.

  3. Motor starts. If motors start more than once an hour, the minimum kVA goes up 20%, as Eaton’s and Acme’s selection guides advise.

  4. Growth. Add the share you expect to grow. There is no standard figure; it is your call.

  5. Loading margin. Divide by the loading limit: 0.8 for 80%. Maddox and Alfa Transformer recommend 80%.

  6. Standard size. Round up to the next standard rating below.

Standard transformer sizes

PhaseStandard kVA ratings
Single-phase0.5, 0.75, 1, 1.5, 2, 3, 5, 7.5, 10, 15, 25, 37.5, 50, 75, 100, 167, 250, 333
Three-phase3, 6, 9, 15, 30, 45, 75, 112.5, 150, 225, 300, 500, 750, 1,000, 1,500, 2,000, 2,500

15 to 333 kVA single-phase and 15 to 1,000 kVA three-phase are the DOE ratings for low-voltage dry-type transformers (10 CFR 431.196). Smaller and larger sizes are from Acme’s and Hammond’s catalogs. Some makers also build in-between sizes.

Adjustments the simple formula misses

  • Motor service factor. When a motor’s service factor is above 1, increase its full-load amps in proportion: 15% for a 1.15 service factor (Eaton and Acme).

  • Hot rooms. Dry-type transformers are designed for a 40 C maximum ambient. Eaton says to derate the nameplate kVA by 8% for each 10 C above that, or order a unit built for the heat.

  • Harmonics. Drives, electronic ballasts, computers and UPS units add harmonic current that heats windings beyond what kVA shows. The K-factor panel in the calculator works it out: Eaton’s example of 90% fundamental, 30% third and 20% fifth harmonic gives K = 2.62, which calls for a K-4 transformer. K-rated units come in K-4, 9, 13, 20, 30, 40 and 50.

  • Short overloads are fine; long ones are not. Eaton states its dry-type units carry 200% of nameplate for 30 minutes, 150% for 1 hour and 125% for 4 hours when a 50% load comes before and after. They are not designed for a continuous overload.

  • Altitude. The ANSI basic loading conditions Eaton quotes assume 3,300 ft (1,000 m) or lower. Ask the maker above that.

Primary and secondary current

Once you have the size, the full-load current on each side is kVA x 1,000 / (V x 1.732) for three-phase, or kVA x 1,000 / V for single-phase. A 75 kVA three-phase transformer, 480 V to 208Y/120 V, carries 90.2 A on the 480 V side and 208 A on the 208 V side. Overcurrent protection and conductor sizing then follow the NEC® and the transformer maker’s instructions; this calculator does not size breakers or wire.

NEC® is a registered trademark of the National Fire Protection Association. Morsa is not affiliated with NFPA.

Information to gather first

  • Supply (primary) voltage and phase, and the load (secondary) voltage and phase.

  • Each load’s nameplate rating: amps, kW and power factor, kVA, or horsepower.

  • How often large motors start, and whether drives or other non-linear loads are a big share.

  • Where the transformer sits: ambient temperature, altitude, indoor or outdoor.

WHERE MORSA FITS

Sized it. Now the transformer has to show up.

Morsa follows the purchase order after you place it: it asks the supplier for a ship date, keeps asking until the date holds, and warns you when it moves, so the job is not waiting on one late part. It works in email, Teams, WhatsApp or whatever you already run on, alongside your ERP.

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© 2026 Lunar Inc. All Rights Reserved.

Machines, people, and vendors, finally in one. We start with yours.

For queries, feedback or suggestions

© 2026 Lunar Inc. All Rights Reserved.

Machines, people, and vendors, finally in one. We start with yours.

For queries, feedback or suggestions

© 2026 Lunar Inc. All Rights Reserved.